Borrowing to invest
Borrowing to invest, also known as gearing or leverage, is a risky business. While you get bigger returns when markets go up, it leads to
Borrowing to invest, also known as gearing or leverage, is a risky business. While you get bigger returns when markets go up, it leads to
Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies. A good estate plan can help
What is redraw? Let’s say you’ve made a habit of paying more than your minimum scheduled home loan repayments. This means you’ll have money available
While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury. And that may
Why it’s so important to talk about your finances According to this research1, one in two Australians don’t sit down regularly to look at their
In the space of 18 months – interest rates have risen regularly – which has seen plenty of positively or neutrally geared investment properties slip
Transition to retirement rules Under the transition to retirement rules, when you reach your preservation age, you may be able to reduce your working hours without
What is creditworthiness? It might be a bit of a mouthful, but the concept of creditworthiness is simple enough to understand. The term refers to
About downsizer contributions If you are 55 or older, you may be able to contribute up to $300,000 from the proceeds of the sale (or
Diversification is an investment strategy that lowers your portfolio’s risk and helps you get more stable returns. You diversify by investing your money across different
If you own a rental property or holiday home, work out if your rental arrangements are for an investment or a business. Common rental arrangements
If you’re age 60 or over, own your home and need to access money, releasing equity from your home may be an option. There is
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